Funding Should Open Doors. Not Close Them.
Whether you're investing in inventory, expanding into wholesale, increasing marketing spend, or launching a new sales channel, the right funding provider should create more opportunities—not reduce your financing flexibility. Because Settle may file all-asset liens, growing brands can face unnecessary constraints as they scale.
Clearco is built for businesses planning beyond their next milestone. With flexible funding up to $10 million, no all-asset liens, and ecommerce expertise built around the realities of scaling, Clearco helps you keep your options open so your next opportunity won’t become a missed one.
You’re not eligible at this time.
Settle
Collateral & guarantees
Blanket, all-asset liens
No all-asset liens or personal guarantees
Capital stack flexibility
Can limit room for other capital providers
Built to work alongside senior capital providers
Funding capacity
Up to $15 million
Up to $10 million
Estimated term options
1–7 months
4-12 months
Clearco Helps You With What Comes Next
Growth comes with enough tough decisions. Your funding provider shouldn't be one of them. Clearco helps ecommerce operators stay ready for what's next with funding built around the realities of how ecommerce businesses actually scale, so you can keep growing without unnecessary constraints.
Only Clearco combines early payment flexibility, no all-asset liens, and both Fixed and Rolling Funding structures, giving you more control over how you meet your goals.
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Answers to your Clearco vs Settle questions
Settle often liens all of your assets, which can limit your access to other forms of financing. In contrast, Clearco provides flexible funding without all-asset liens, helping ecommerce operators preserve their growth financing flexibility as they scale.
Yes. As your business grows and your funding needs change, Clearco can continue to support you with funding designed to scale alongside your business, without requiring personal guarantees or all-asset liens.
Yes. As you make payments, the principal amount becomes available again. No reapplications or extra paperwork needed.
Unlike other capital providers that evaluate only one sales channel or funding need, Clearco underwrites your entire ecommerce business. By considering revenue across DTC, Shopify, wholesale, Amazon, retail, and other channels, we can make funding decisions that reflect all the strengths of your business.
Inventory, supplier payments, marketing, seasonal demand, new product launches, wholesale, retail, and international expansion, and other growth-related needs.