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Fixed Funding Capacity

When the Opportunity Is Too Big to Miss

Inventory orders can't wait. Neither can new product launches or peak season. Fixed Funding Capacity gives you a dedicated funding amount up to $10 million for major investments, so you can make your next move with confidence.


Why Ecommerce Brands Choose Fixed Funding Capacity

When you know what's coming next, you need funding you can plan around. Fixed Funding Capacity gives you capital with predictable payments for big investments, so you can grow with confidence and keep ownership where it belongs.

Built for major investments

Secure funding capacity for your biggest business priorities, whether you use it all at once or over time.

Keep ownership where it belongs

Access non-dilutive funding with no blanket liens or personal guarantees.

Payments without surprises

Weekly payments stay within a capped share of revenue, adjust if your sales slow, and can be paid off early with prorated fees and no penalties.

Know exactly what to expect

Make big decisions knowing your funding amount won't change halfway through your inventory cycle or launch.

Reasons To Use Fixed Funding Capacity

Inventory orders

Stock up before demand arrives, not after.

Wholesale & retail expansion

Fulfill larger wholesale orders and invest in new channels.

Product launches

Fund the upfront costs of bringing your next product to market.

Peak season preparation

Get ahead of seasonal demand before suppliers need to be paid.

How Fixed Funding Capacity Works

one
Connect accounts

Connect at least one of your company's ecommerce sales platforms so we can review your eligibility. Once approved, you'll see your available funding capacity.

two
Access your funding

Your approved funding amount is available upfront, but you choose how much you want to use and when.

three
Put it to work

Use your funding for inventory orders, wholesale expansion, product launches, supplier payments, or whatever comes next.

three
Forecast without worry

Your payment schedule is set from day one, with capped weekly payments and a clear timeline so you always know what's ahead.

Over $3.3B Invested Into 11,000+ Brands

“Clearco enables us to spend $500,000 in 3 days to fund our inventory, while we continue to invest in the business and tend to the everyday overhead of shipping, advertising, and paying bills.”

— Blythe and Ashley McCain,

Co-Founders, Cecil & Lou

Find the Right Funding For Your Next Move

Compare Fixed Funding and Rolling Funding to see which option best supports the way you plan, invest, and grow your business.

Fixed Funding Capacity
Rolling Funding Capacity
Designed for planned, high-impact moves
Designed for ongoing, adaptable growth
Capped weekly payments for full predictability
Available funding capacity refreshes as you pay
One-time upfront amount
Continuous access tied to performance
Ideal for expansion, launches, inventory, or supplier payments
Ideal for campaigns and reinvestment loops

Built for Every Stage of Growth

Your business won't look the same six months from now so your funding shouldn't either. From inventory orders and omnichannel expansion to ongoing cash flow and supplier payments, Clearco gives you funding options that evolve with every stage of your business.

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Built for DTC, omnichannel, and beyond
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Non-dilutive and revenue-based
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No personal guarantees
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No all-asset liens
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4–12 month estimated terms
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Underwriting across all your sales channels
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Prorated fees when you pay early
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FAQs

Answers to your first questions about Clearco’s Fixed Funding Capacity

What is Fixed Funding Capacity?
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Fixed Funding Capacity provides a funding advance for major investments and large purchases. It's designed for planned growth investments like inventory purchases, wholesale expansion, and seasonal preparation.

Is Fixed Funding Capacity only one-time?
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Fixed Funding Capacity gives you access to a dedicated funding capacity that you can draw from during your 30-day approval window. If you don't use your full approved amount within that time, your approval simply expires, but you can apply for a new funding approval whenever you're ready for your next investment.

Do I have to take the full amount upfront?
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No. We give you flexibility to only draw the working capital you need, without penalty, within that 30-day window. Typically, brands use the full amount upfront when they need to fund large, planned investments like inventory buys for BFCM.

What makes Fixed Funding Capacity predictable? 
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Payments are capped weekly over your estimated term, so you always know what to expect. You can also pay in full early if you’re eligible, which helps you save on fees, with no penalties.

Can I access more capital as I make payments?
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You can do this through our Rolling Funding Capacity option. Every payment replenishes your available funding capacity, so you can access more capital without reapplying. With Clearco, you can switch between funding structures and deployment options to match your evolving needs.

Be Ready for Your Next Opportunity

Get Started
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth
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Fund Your Growth