Our Ecommerce Founders
Over $3B invested into 10,000 businesses
“Having a reliable partner we can turn to when we need to keep our liquidity strong has made a big difference.”
— Juan Pujol
CFO & Chairman, Simplelab
Get Funded
Early Payment
Pay early to save and access more funds, faster
Revenue based financing that saves fees and refreshes funding capacity fast.
Clearco’s Early Payment option lets you pay your balance ahead of schedule and instantly free up more funding when sales are strong. Keep cash flow healthy. Shorten your cash cycle. Move sooner.
Unlock your full funding capacity faster with Early Payment
No penalties. No waiting. Just capital on your terms.
Clearco’s Early Payment option lets you pay your outstanding balance before the end of your estimated payment schedule. Because fees are calculated daily, paying in full early reduces your cost and can accelerate your ability to access more capital, depending on available eligibility.
This is revenue based financing with a flat fee and capped weekly remittances tied to sales. It’s built for ecommerce brands who want control, speed, and cost efficiency.
Maximize funding capacity
Access additional capital sooner, depending on payments and eligibility.
Stay flexible without penalties
Adjust your funding strategy when it works best for you. Early payoff isn’t punished, it’s rewarded with savings and funding capacity.
Save money
Fees are calculated daily, so paying in full early reduces your total cost.
Transparent terms
Estimated payment schedules, capped weekly payments, and no all-asset liens.
How it works
Connect accounts and get approved
Verify eligibility, connect accounts, and see your approved funding capacity (e.g., $250K, $500K).
Draw funds
Use funding capacity as working capital for campaigns, vendor payments, or launches.
Pay in full early
When it makes sense for your business, make payments ahead of schedule and spend less.
Reload faster
Save on fees and potentially accelerate access to additional capital, depending on updated eligibility.
Early Payment Option
Is Best For
Reduced Financial Costs
Brands looking to reduce financing costs when they have available cash.
Launch or Expansion Funds
Operators preparing for a launch or expansion that requires full funding access.
Fast Capital Refresh
Teams who want to refresh capital faster without reapplying.
Seasonal Inventory & Holiday Prep
Seasonal inventory financing cycles and pre-holiday stock ups where you want max funding capacity fast.
Your Competitve Edge
Clearco offers more than one path. With Fixed Funding Capacity, Rolling Funding Capacity, Invoice Funding, and Cash Advance, your funding strategy adapts with you, helping you plan with confidence today, and pivot tomorrow.
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Capital that evolves with your needs
Transparent, capped payment structure
No personal guarantees. No blanket liens
Fast funding in as little as 24 hours
Early payment benefit others can't match
Over $3B invested into 10,000+ businesses like yours
FAQs
Answering your first questions about Clearco
How do I get this discount?
To receive a prorated cost adjustment, you must first reach out to your Clearco representative or email payments@clear.co and specifically request the "Early Payment Option". Our team will then guide you through the process.
Is this a loan?
No, this is revenue based financing with a flat fee and no personal guarantee.
Do I have to pay early?
No, Early Payment is optional. You decide if and when it makes sense.
What's the benefit of paying in full early?
Paying in full early gives you total control over cost. We pro-rate your fee, so if you pay halfway through, you only pay half the fee. For example, a $1M advance with a 5% fee becomes $25K if paid off at month 3 of a 6-month term.
Is there any penalty to paying early?
No, Early Payment is designed to reward flexibility, not punish it.