Ecommerce Funding for Apparel & Fashion Brands

Access fast, flexible capital to fund inventory, seasonal drops, marketing, and wholesale expansion, without giving up equity.

10,000+

Businesses funded

$3B

In capital deployed

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Trusted by 10,000+ brands with $3B+ funded

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Built for the Realities of Apparel & Fasion Brands 

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Whether you’re scaling DTC, expanding into wholesale, or preparing for peak season, flexible capital gives clothig brands room to grow without slowing momentum.

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Long inventory lead times
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Large wholesale purchase orders
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High upfront production costs
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Seasonal cash flow swings
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Paid media scaling before peak season

the Funding Structure that works for you

Your capital strategy should adapt as you do. Many founders switch between options as their needs evolve: leveraging Fixed Funding Capacity for major inventory spikes, then transitioning to Rolling Funding Capacity to fuel ongoing ad spend. 

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What Apparel Brands Use Clearco Funding for

Seasonal Inventory Buys

Stock up ahead of peak demand without draining your working capital.

Fabric & Manufacturing Deposits

Secure production slots and pay supplier deposits on time to keep launches on track.

Wholesale Purchase Orders

Fulfill large retail and boutique orders without cash flow strain.

Paid Ads Before Launch

Scale paid media early to build momentum before your drop goes live.

Influencer & Creator Campaigns

Fund creator partnerships that drive buzz, traffic, and sell-through.

Expanding into New Channels

Test and grow on new marketplaces and retail channels with flexible capital.

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How Apparel Funding Works

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Connect your store, accounts and get approved

Verify eligibility, connect your accounts, and see your approved funding capacity (e.g., $250K, $500K ).

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Draw as needed

Access your working capital  when growth opportunities or expenses arise. Use only what you need, when you need it.

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Capacity refreshes

Pay based on a predictable payment schedule and your available funding capacity automatically replenishes. That means your working capital scales with your performance.

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Scale on repeat

 Reinvest in new campaigns, inventory, or vendor payments, without ever stopping to reapply.

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Our Ecommerce Founders

See How Apparel Brands Scale with Clearco

Apparel brands use revenue-based funding to launch new collections, expand wholesale, and scale marketing ahead of peak demand, without dilution.

“We can now design a shoe and get it to market in 10 days. That kind of speed is only possible because we had the capital to scale it.”

— Ricardo Larroudé

Co-Founder & CEO, Larroudé
See How Larroudé Scaled
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Free Guide Download

Planning Ahead?  Get the Apparel Seasonal Capital Playbook

Learn how high-growth fashion brands plan inventory, marketing spend, and funding cycles ahead of peak demand.

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Seasonal cash flow planning framework
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Inventory timing models
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Marketing ramp strategy
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Capital forecasting templates
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FAQs

Answering your first questions about Clearco

What is the best funding option for apparel brands? 
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Revenue-based funding is often preferred because it aligns repayment with sales.

How I use funding for inventory production?
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Yes. Many apparel brands use funding for seasonal inventory buys and manufacturing deposits.

How are Clearco’s rates structured?
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Our pricing is fixed, transparent, and predictable. Rates are based on your business performance. As you grow and pay successfully, you can unlock better rates and more funding capacity.

Can I get funding without giving up equity?
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No. Our funding is non-dilutive, with no personal guarantees.

Can I use funding for wholesale orders?
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Yes. With our Rolling Funding Capacity option, every payment replenishes your available funding capacity, so you can access more capital without reapplying.

Choose the structure that fits your next move