Thompson Ferrier, a DTC luxury candle brand, leveraged Clearco’s Invoice Funding to align supplier payments with sales cycles and scale profitably.

Raffi Arslanian
The Challenge
Funding High-Quality Inventory Upfront
As a scaling company, Thompson Ferrier is well-acquainted with the delicate balance of managing the gap between paying upfront for inventory orders and selling that inventory, which can take 3-4 months to produce. But providing deposits as early as 8 months in advance and needing to pay up to 70% of the inventory bill upfront adds a new layer of pressure.
Relying solely on their cash flow means limiting how much they can reinvest and risking missed revenue opportunities.
The Solution
Clearco’s Invoice Funding for Ecommerce
Raffi Arslanian, owner of Thompson Ferrier, turned to Clearco’s Invoice Funding to bridge the gap between paying suppliers and generating revenue.
With flexible inventory funding they can place larger orders and introduce new products, all without diluting ownership or disrupting operations. Clearco’s flexibility also allows them to increase or decrease their funding based on seasonality, ensuring they have the right level of support during peak production and sales cycles.
“If I know I need to pay my supplier, then I go to Clearco. The balance gets paid immediately because it’s already approved. Then, I can immediately place my order for my products,” explains Raffi. “By the time I get the inventory and it goes up for sale, I can start paying Clearco during peak season. The anxiety level if I self-funded my inventory upfront would be high. It’s a lot easier and calming to know that Clearco is covering that initial 70% with Invoice Funding.”
The Results
Sales Growth Without Losing Equity
- 20% increase in sales volume
- 40% increase in net profit
Using Clearco’s Invoice Funding, Thompson Ferrier can increase sales volume by 20%, resulting in a 40% increase in net profit. “With Clearco, we are afforded the ability to order and therefore, sell more products,” says Raffi.
Raffi believes ecommerce businesses should be careful to consider the cost of luxury home goods funding when calculating product profit margins. “My accountant has mentioned that I'm paying fees I wouldn’t have to pay if I used my own cash. To me, there is a big difference in giving up margin versus giving up a portion of your company,” he adds.





